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Types of loss and time limits

Please note that new Uniform Civil Court Rules 2020 for most civil legal proceedings in the Magistrates, District and Supreme Courts of South Australia are scheduled to commence on 18 May 2020. The information in this chapter will be updated to reflect the new rules and applies to matters commenced after 18 May 2020. In the meantime, please see COURT-Suing or Being Sued, or get Legal Help.

In a motor vehicle accident, two kinds of damage (loss) may be suffered. These are:

  • personal injury, for example cuts, bruises, broken bones, shock, death
  • property damage, for example damage to cars, motor cycles, clothing, luggage.

In recovering compensation for these damages different insurance policies often apply and it is advisable to handle each claim separately. While the extent of personal injuries may be unclear for some time, the cost of repair of a vehicle is usually apparent immediately and the owner will want the vehicle back as soon as possible.

In both cases it is important to realise that there is a limited time in which to commence legal action. In the case of personal injury the time limit is three years [see Limitation of Actions Act 1936 (SA) s 36] and in the case of property damage the time limit is six years [see Limitation of Actions Act 1936 (SA) s 35]. Both time limits run from the date of the accident.

It is possible to sue initially for property damage only and to sue for personal injuries later, or vice versa.

For more detailed information, see Personal Injuries and Property Damage below.

Types of loss and time limits  :  Last Revised: Fri May 22nd 2020
The content of the Law Handbook is made available as a public service for information purposes only and should not be relied upon as a substitute for legal advice. See Disclaimer for details. For free and confidential legal advice in South Australia call 1300 366 424.