As of 1 July 2013 there were significant changes to the Compulsory Third Party (CTP) Scheme. Whilst the CTP Scheme continues to operate as a fault based system, there were changes to how injuries are assessed and the total amount that can be claimed in legal costs.

A new scheme that is not fault based, the Lifetime Support Scheme, was introduced in July 2014. This Scheme covers people who sustain catastrophic injuries as a result of a motor vehicle accident regardless of who is at fault.

For all other injuries the Compulsory Third Party Scheme continues to operate on the basis of fault.

In addition to the headings covered in this topic, you may also want to check the section on 'Who is at fault?'.