A regular payment using a credit card account is called a ‘recurring payment’ and there is a different process for cancelling this type of payment. Depending on the terms of the credit card, a person may be able to cancel payment directly with the bank, but a person may also be required to contact the merchant to withdraw the authority. The bank should also be informed of the withdrawal of the authority. If future payments are deducted from the card, the person should ask the bank to chargeback the payments.